/* ═══════════════════════════════════════════════════════════════════════
   RC Pro BTP — Design System v2
   Premium insurance. Clean. Trustworthy. Zero gimmick.
   ═══════════════════════════════════════════════════════════════════════ */

/* ── 1. Custom Properties ────────────────────────────────────────────── */
:root {
    /* Gold */
    --gold:         #C9A54E;
    --gold-light:   #D6B86A;
    --gold-dark:    #A88B3D;
    --gold-soft:    rgba(201, 165, 78, 0.10);
    --gold-glow:    rgba(201, 165, 78, 0.06);

    /* Surfaces */
    --bg:           #0A0A0C;
    --bg-raised:    #111114;
    --bg-card:      #141418;
    --bg-elevated:  #1A1A1F;

    /* Text */
    --text:         #F2F2F4;
    --text-muted:   #9E9EA6;
    --text-faint:   #6B6B73;

    /* Borders */
    --border:       rgba(201, 165, 78, 0.14);
    --border-mid:   rgba(201, 165, 78, 0.24);
    --border-strong:rgba(201, 165, 78, 0.42);
    --border-white: rgba(255, 255, 255, 0.07);

    /* Shadows */
    --shadow-sm:    0 1px 3px rgba(0,0,0,0.24);
    --shadow-md:    0 4px 20px rgba(0,0,0,0.28);
    --shadow-lg:    0 12px 44px rgba(0,0,0,0.32);
    --shadow-xl:    0 24px 64px rgba(0,0,0,0.38);
    --shadow-gold:  0 6px 28px rgba(201, 165, 78, 0.10);

    /* Radius */
    --r-sm:  10px;
    --r-md:  14px;
    --r-lg:  20px;
    --r-xl:  24px;
    --r-pill:999px;

    /* Layout */
    --container: 1200px;

    /* Transition */
    --ease: cubic-bezier(0.25, 0.46, 0.45, 0.94);
    --ease-out: cubic-bezier(0.22, 1, 0.36, 1);
}


/* ── 2. Reset & Base ─────────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
    font-family: 'Montserrat', system-ui, -apple-system, sans-serif;
    font-size: 16px;
    line-height: 1.7;
    color: var(--text);
    background: var(--bg);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; height: auto; display: block; }
button { font: inherit; cursor: pointer; }
strong { color: var(--gold); font-weight: 700; }
code { color: var(--gold-light); font-size: 0.9em; }
::selection { background: rgba(201, 165, 78, 0.28); color: var(--text); }


/* ── 3. Layout ───────────────────────────────────────────────────────── */
.container {
    width: min(var(--container), 100% - 40px);
    margin-inline: auto;
}
.section { padding: 100px 0; }
.alt-section {
    background: var(--bg-raised);
    border-top: 1px solid var(--border);
    border-bottom: 1px solid var(--border);
}


/* ── 4. Typography ───────────────────────────────────────────────────── */
.hero-copy h1,
.page-hero-copy h1,
.section-heading h1,
.section-heading h2,
.article-copy h1,
.cta-banner h2,
.hero-panel h2 {
    font-family: 'Playfair Display', Georgia, serif;
    font-size: clamp(2rem, 3.8vw, 3.75rem);
    line-height: 1.1;
    letter-spacing: -0.025em;
    margin: 0 0 16px;
    color: var(--text);
}
.section-heading {
    max-width: 780px;
    margin-bottom: 44px;
}
.section-heading.center {
    text-align: center;
    margin-inline: auto;
}
.section-heading p,
.hero-copy p,
.hero-panel p,
.info-card p,
.site-footer p,
.site-footer li,
.faq-answer p,
.article-copy p,
.cta-banner p,
.metric span,
.notice-text,
.city-card span {
    color: var(--text-muted);
}
.eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 7px 14px;
    border-radius: var(--r-pill);
    border: 1px solid var(--border-mid);
    background: var(--gold-soft);
    color: var(--gold);
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.07em;
    font-size: 0.75rem;
    margin-bottom: 18px;
}
.lead {
    font-size: 1.06rem;
    max-width: 680px;
    line-height: 1.72;
}


/* ── 5. Buttons ──────────────────────────────────────────────────────── */
.btn-tp {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    min-height: 52px;
    padding: 0 26px;
    border-radius: var(--r-pill);
    border: 1.5px solid var(--gold);
    background: var(--gold);
    color: #0A0A0C;
    font-weight: 700;
    font-size: 0.92rem;
    letter-spacing: 0.01em;
    transition: all 0.28s var(--ease);
    white-space: nowrap;
}
.btn-tp:hover {
    background: transparent;
    color: var(--gold-light);
    border-color: var(--gold-light);
    box-shadow: var(--shadow-gold);
}
.btn-tp:active {
    transform: scale(0.98);
}
.btn-tp-full { width: 100%; }
.btn-ghost {
    background: transparent;
    color: var(--gold);
    border-color: var(--border-mid);
}
.btn-ghost:hover {
    background: var(--gold-soft);
    border-color: var(--gold);
    color: var(--gold-light);
}


/* ── 6. Header ───────────────────────────────────────────────────────── */
.site-header {
    position: sticky;
    top: 0;
    z-index: 100;
    background: rgba(10, 10, 12, 0.88);
    backdrop-filter: blur(20px) saturate(1.4);
    -webkit-backdrop-filter: blur(20px) saturate(1.4);
    border-bottom: 1px solid var(--border);
}
.header-inner {
    min-height: 72px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
}
.brand {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    flex-shrink: 0;
}
.brand-mark {
    width: 42px;
    height: 42px;
    border-radius: var(--r-md);
    display: grid;
    place-items: center;
    font-weight: 900;
    font-size: 0.82rem;
    color: #0A0A0C;
    background: linear-gradient(170deg, var(--gold-light), var(--gold-dark));
    box-shadow: 0 2px 8px rgba(201, 165, 78, 0.18);
}
.brand strong, .brand small { display: block; }
.brand small { color: var(--text-faint); font-size: 0.76rem; }
.nav {
    display: flex;
    align-items: center;
    gap: 6px;
}
.nav a {
    color: var(--text-muted);
    font-weight: 600;
    font-size: 0.88rem;
    padding: 6px 12px;
    border-radius: var(--r-sm);
    transition: color 0.2s var(--ease), background 0.2s var(--ease);
}
.nav a:hover {
    color: var(--text);
    background: rgba(255,255,255,0.04);
}
.nav a.is-active {
    color: var(--gold);
}
.header-actions {
    display: flex;
    align-items: center;
    gap: 10px;
}
.header-actions .btn-tp {
    min-height: 42px;
    padding: 0 20px;
    font-size: 0.84rem;
}
.menu-toggle {
    display: none;
    width: 44px;
    height: 44px;
    border: 1px solid var(--border-mid);
    border-radius: var(--r-sm);
    background: transparent;
    padding: 11px;
    cursor: pointer;
    flex-direction: column;
    justify-content: center;
    gap: 5px;
}
.menu-toggle span {
    display: block;
    width: 100%;
    height: 2px;
    background: var(--gold);
    border-radius: 1px;
    transition: transform 0.25s var(--ease), opacity 0.2s;
}
.menu-toggle.is-open span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
.menu-toggle.is-open span:nth-child(2) { opacity: 0; }
.menu-toggle.is-open span:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }
.mobile-nav {
    display: none;
    padding: 0 20px 20px;
    border-top: 1px solid var(--border);
}
.mobile-nav a {
    display: block;
    padding: 14px 0;
    border-bottom: 1px solid var(--border-white);
    color: var(--text-muted);
    font-weight: 600;
    font-size: 0.95rem;
    transition: color 0.2s;
}
.mobile-nav a:hover,
.mobile-nav a.is-active { color: var(--gold); }
.mobile-nav .btn-tp { margin-top: 12px; }


/* ── 7. Hero ─────────────────────────────────────────────────────────── */
.hero {
    position: relative;
    padding: 80px 0 72px;
    overflow: hidden;
}
.hero::before {
    content: '';
    position: absolute;
    top: -120px;
    right: -180px;
    width: 500px;
    height: 500px;
    background: radial-gradient(circle, rgba(201, 165, 78, 0.06) 0%, transparent 70%);
    pointer-events: none;
}
.hero-image::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
        linear-gradient(90deg, rgba(10,10,12,0.92) 0%, rgba(10,10,12,0.80) 40%, rgba(10,10,12,0.65) 60%, rgba(10,10,12,0.88) 100%),
        var(--hero-image) center/cover no-repeat;
    pointer-events: none;
}
.hero-grid {
    position: relative;
    display: grid;
    grid-template-columns: 1.3fr 0.7fr;
    gap: 40px;
    align-items: stretch;
}
.hero-copy {
    position: relative;
    z-index: 1;
    padding-top: 12px;
}
.hero-copy h1 {
    font-size: clamp(2.2rem, 4vw, 3.8rem);
}
.hero-points {
    margin: 20px 0 24px;
    padding: 0;
    list-style: none;
    display: grid;
    gap: 10px;
}
.hero-points li {
    position: relative;
    padding-left: 24px;
    color: var(--text);
    font-weight: 500;
    font-size: 0.94rem;
    line-height: 1.55;
}
.hero-points li::before {
    content: '';
    position: absolute;
    left: 6px;
    top: 9px;
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: var(--gold);
}
.hero-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-top: 8px;
}
.metric-strip {
    margin-top: 28px;
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 10px;
}
.metric {
    padding: 14px 16px;
    border-radius: var(--r-md);
    border: 1px solid var(--border);
    background: rgba(10,10,12,0.6);
    backdrop-filter: blur(6px);
}
.metric strong {
    display: block;
    font-size: 1.2rem;
    margin-bottom: 2px;
    color: var(--gold);
}
.hero-right {
    display: flex;
    flex-direction: column;
    gap: 14px;
}
.hero-visual {
    position: relative;
    border-radius: var(--r-xl);
    overflow: hidden;
    border: 1px solid var(--border-mid);
    box-shadow: var(--shadow-lg);
    aspect-ratio: 16 / 10;
}
.hero-visual img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    filter: saturate(0.35) brightness(0.72) contrast(1.05);
}
.hero-visual::after {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(160deg, rgba(0,0,0,0.12) 0%, transparent 50%, rgba(0,0,0,0.32) 100%);
    pointer-events: none;
}


/* ── 8. Glass Panels & Cards ─────────────────────────────────────────── */
.hero-panel,
.glass-panel,
.info-card,
.steps-card,
.form-shell,
.cta-banner,
.faq-item,
.notice-bar,
.region-card {
    border: 1px solid var(--border);
    background: var(--bg-card);
    border-radius: var(--r-xl);
    box-shadow: var(--shadow-md);
}
.hero-panel {
    padding: 24px;
    display: flex;
    flex-direction: column;
    gap: 14px;
    justify-content: center;
}
.hero-panel h2 {
    font-size: clamp(1.05rem, 1.5vw, 1.3rem);
    line-height: 1.3;
    letter-spacing: -0.005em;
}
.mockup-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 10px;
}
.stat-card {
    padding: 16px;
    border-radius: var(--r-md);
    border: 1px solid var(--border);
    background: var(--bg-raised);
}
.stat-card strong,
.info-card strong,
.step-item strong,
.site-footer h3,
.site-footer h4,
.faq-question span:first-child,
.hero-panel h2 {
    display: block;
    color: var(--text);
}
.section .cards {
    display: grid;
    gap: 20px;
}
.four-cols { grid-template-columns: repeat(4, 1fr); }
.three-cols { grid-template-columns: repeat(3, 1fr); }
.five-cols { grid-template-columns: repeat(5, 1fr); }
.info-card {
    padding: 24px;
    transition: border-color 0.3s var(--ease), transform 0.3s var(--ease), box-shadow 0.3s var(--ease);
}
.info-card:hover {
    transform: translateY(-3px);
    border-color: var(--border-mid);
    box-shadow: var(--shadow-lg);
}
.info-card .btn-tp { margin-top: 16px; }
.trade-card p { font-size: 0.9rem; }


/* ── 9. Two-Column & Split Layouts ───────────────────────────────────── */
.two-col-grid {
    display: grid;
    grid-template-columns: 1.05fr 0.95fr;
    gap: 28px;
    align-items: start;
}
.content-grid-tight { gap: 20px; }
.form-shell, .steps-card { padding: 32px; }
.step-list { display: grid; gap: 16px; }
.step-item {
    display: grid;
    grid-template-columns: 52px 1fr;
    gap: 14px;
    align-items: start;
}
.step-number {
    width: 44px;
    height: 44px;
    border-radius: var(--r-pill);
    display: grid;
    place-items: center;
    font-weight: 800;
    font-size: 0.9rem;
    color: var(--gold);
    border: 1.5px solid var(--border-mid);
    background: var(--bg);
}


/* ── 10. Forms ───────────────────────────────────────────────────────── */
.lead-form { display: grid; gap: 16px; }
.form-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 14px;
}
.form-grid .full { grid-column: 1 / -1; }
.field-label {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    margin-bottom: 6px;
    font-weight: 700;
    font-size: 0.88rem;
    color: var(--text);
}
.field-icon {
    display: inline-grid;
    place-items: center;
    width: 24px;
    height: 24px;
    border-radius: var(--r-pill);
    background: var(--gold-soft);
    font-size: 0.82rem;
    flex-shrink: 0;
}
.lead-form input,
.lead-form select,
.lead-form textarea {
    width: 100%;
    border-radius: var(--r-md);
    border: 1px solid var(--border);
    background: var(--bg);
    color: var(--text);
    padding: 13px 14px;
    font: inherit;
    font-size: 0.92rem;
    transition: border-color 0.2s var(--ease), box-shadow 0.2s var(--ease);
}
.lead-form textarea { resize: vertical; min-height: 120px; }
.lead-form input:focus,
.lead-form select:focus,
.lead-form textarea:focus {
    outline: none;
    border-color: var(--gold);
    box-shadow: 0 0 0 3px var(--gold-glow);
}
.lead-form input::placeholder,
.lead-form textarea::placeholder { color: var(--text-faint); }
.lead-form select {
    appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%239E9EA6' stroke-width='1.5' fill='none'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 14px center;
    padding-right: 36px;
}
.checkbox {
    display: flex;
    gap: 10px;
    align-items: flex-start;
}
.checkbox input {
    width: 18px;
    height: 18px;
    margin-top: 3px;
    accent-color: var(--gold);
}
.form-actions {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
}
.form-note {
    margin: 0;
    color: var(--text-faint);
    font-size: 0.84rem;
    max-width: 340px;
}
.hp-field { position: absolute; left: -9999px; }


/* ── 11. CTA Banner ──────────────────────────────────────────────────── */
.cta-banner {
    padding: 32px;
    display: grid;
    grid-template-columns: 1fr auto;
    gap: 24px;
    align-items: center;
}
.cta-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
}


/* ── 12. Lists ───────────────────────────────────────────────────────── */
.bullet-list {
    margin: 0;
    padding-left: 18px;
    display: grid;
    gap: 10px;
    color: var(--text-muted);
}
.bullet-list li { line-height: 1.6; }
.bullet-list li::marker { color: var(--gold); }
.bullet-list-warn li::marker { color: var(--text); }


/* ── 13. FAQ ─────────────────────────────────────────────────────────── */
.faq-list { display: grid; gap: 12px; }
.faq-item { overflow: hidden; }
.faq-question {
    width: 100%;
    background: transparent;
    border: 0;
    color: var(--text);
    text-align: left;
    padding: 20px 24px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    cursor: pointer;
    font: inherit;
    font-weight: 600;
    font-size: 0.95rem;
    transition: color 0.2s;
}
.faq-question:hover { color: var(--gold-light); }
.faq-plus {
    color: var(--gold);
    font-weight: 700;
    font-size: 1.3rem;
    transition: transform 0.3s var(--ease-out);
    flex-shrink: 0;
}
.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.35s var(--ease-out);
    padding: 0 24px;
}
.faq-answer p { line-height: 1.72; font-size: 0.94rem; }
.faq-item.is-open .faq-answer {
    max-height: 600px;
    padding: 0 24px 22px;
}
.faq-item.is-open .faq-plus { transform: rotate(45deg); }
.faq-item.is-open { border-color: var(--border-mid); }


/* ── 14. Zones & Regions ─────────────────────────────────────────────── */
.zone-wrap .cards,
.region-hubs {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 16px;
}
.city-card { cursor: pointer; }
.city-card span {
    display: block;
    margin-top: 8px;
    font-size: 0.88rem;
}


/* ── 15. Footer ──────────────────────────────────────────────────────── */
.site-footer {
    padding: 64px 0 28px;
    border-top: 1px solid var(--border);
    background: #070709;
}
.footer-grid {
    display: grid;
    grid-template-columns: 1.4fr 1fr 1fr;
    gap: 28px;
}
.site-footer h3 {
    font-family: 'Playfair Display', Georgia, serif;
    font-size: 1.2rem;
    margin-bottom: 12px;
}
.site-footer h4 {
    font-size: 0.9rem;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    margin-bottom: 14px;
    color: var(--gold);
}
.site-footer ul {
    list-style: none;
    display: grid;
    gap: 8px;
    color: var(--text-muted);
}
.site-footer a {
    color: var(--text-muted);
    transition: color 0.2s;
    font-size: 0.9rem;
}
.site-footer a:hover { color: var(--text); }
.footer-bottom {
    margin-top: 36px;
    padding-top: 24px;
    border-top: 1px solid var(--border-white);
    text-align: center;
}
.footer-legal {
    display: flex;
    justify-content: center;
    flex-wrap: wrap;
    gap: 6px 16px;
    margin-bottom: 14px;
}
.footer-legal a {
    font-size: 0.84rem;
    color: var(--text-faint);
    transition: color 0.2s;
}
.footer-legal a:hover { color: var(--text-muted); }
.footer-sep {
    color: var(--text-faint);
    font-size: 0.84rem;
    opacity: 0.5;
}
.footer-copy {
    font-size: 0.84rem;
    color: var(--text-faint);
    margin-bottom: 6px;
}
.footer-credit {
    font-size: 0.78rem;
    color: var(--text-faint);
    opacity: 0.6;
}
.footer-credit a {
    color: var(--text-faint) !important;
    font-size: 0.78rem !important;
    text-decoration: none;
    transition: opacity 0.2s;
}
.footer-credit a:hover { opacity: 0.9; }

/* Legacy footer compat */
.footer-links {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 16px;
}


/* ── 16. Testimonials ────────────────────────────────────────────────── */
.quote-card p {
    font-style: italic;
    font-size: 0.94rem;
    line-height: 1.68;
}


/* ── 17. Notice, Success, Legal ──────────────────────────────────────── */
.notice-bar {
    padding: 14px 18px;
    font-size: 0.92rem;
    color: var(--text-muted);
}
.page-list { display: grid; gap: 10px; }
.page-list a { color: var(--gold); font-weight: 700; }
.success-card,
.legal-card {
    max-width: 840px;
    margin: 36px auto 0;
    padding: 32px;
    border-radius: var(--r-xl);
    border: 1px solid var(--border);
    background: var(--bg-card);
    box-shadow: var(--shadow-md);
}
.success-card ul,
.legal-card ul { color: var(--text-muted); }
.success-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    margin-top: 20px;
}
.article-copy { max-width: 940px; }


/* ── 18. Pills / Badges ──────────────────────────────────────────────── */
.pills-strip {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin-top: 20px;
}
.pill {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    padding: 6px 13px;
    border-radius: var(--r-pill);
    border: 1px solid var(--border);
    background: var(--bg-card);
    color: var(--text-muted);
    font-size: 0.78rem;
    font-weight: 600;
    white-space: nowrap;
    transition: border-color 0.25s var(--ease), color 0.25s var(--ease);
}
.pill::before {
    content: '';
    display: inline-block;
    width: 5px;
    height: 5px;
    border-radius: 50%;
    background: var(--gold);
    flex-shrink: 0;
}
.pill:hover {
    border-color: var(--border-mid);
    color: var(--text);
}


/* ── 19. Reassurance Bar ─────────────────────────────────────────────── */
.reassurance-bar {
    padding: 20px 0;
    border-top: 1px solid var(--border);
    border-bottom: 1px solid var(--border);
    background: var(--bg-raised);
}
.reassurance-grid {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 4px;
}
.reassurance-item {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 10px 12px;
    border-radius: var(--r-sm);
    transition: background 0.2s var(--ease);
}
.reassurance-item:hover { background: rgba(255,255,255,0.025); }
.reassurance-icon {
    width: 36px;
    height: 36px;
    border-radius: var(--r-sm);
    display: grid;
    place-items: center;
    font-size: 1.05rem;
    background: var(--gold-soft);
    border: 1px solid var(--border);
    flex-shrink: 0;
}
.reassurance-item strong {
    display: block;
    font-size: 0.84rem;
    color: var(--text);
    font-weight: 700;
    line-height: 1.3;
}
.reassurance-item span {
    display: block;
    font-size: 0.72rem;
    color: var(--text-faint);
    line-height: 1.3;
}


/* ── 20. Family Blocks ───────────────────────────────────────────────── */
.family-block {
    padding: 28px;
    border: 1px solid var(--border);
    border-radius: var(--r-xl);
    background: var(--bg-card);
    box-shadow: var(--shadow-md);
    display: flex;
    flex-direction: column;
    transition: border-color 0.3s var(--ease), transform 0.3s var(--ease);
}
.family-block:hover {
    border-color: var(--border-mid);
    transform: translateY(-2px);
}
.family-block h3 {
    margin: 10px 0 6px;
    font-family: 'Playfair Display', Georgia, serif;
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--text);
    line-height: 1.25;
}
.family-block > p {
    color: var(--text-muted);
    font-size: 0.9rem;
    margin: 0 0 14px;
}
.family-items {
    list-style: none;
    display: grid;
    gap: 8px;
    flex: 1;
}
.family-items li {
    position: relative;
    padding-left: 18px;
    font-size: 0.88rem;
    color: var(--text-muted);
    line-height: 1.5;
}
.family-items li::before {
    content: '\2192';
    position: absolute;
    left: 0;
    top: 0;
    color: var(--gold);
    font-size: 0.82rem;
    font-weight: 700;
}
.family-block .btn-tp {
    margin-top: 18px;
    align-self: flex-start;
}


/* ═══════════════════════════════════════════════════════════════════════
   21. Responsive
   ═══════════════════════════════════════════════════════════════════════ */

@media (max-width: 1180px) {
    .four-cols,
    .zone-wrap .cards,
    .region-hubs { grid-template-columns: repeat(2, 1fr); }
    .five-cols { grid-template-columns: repeat(3, 1fr); }
    .two-col-grid,
    .cta-banner,
    .footer-grid { grid-template-columns: 1fr; }
    .reassurance-grid { grid-template-columns: repeat(3, 1fr); }
}

@media (max-width: 1024px) {
    .hero-grid { grid-template-columns: 1fr; }
    .hero-visual { aspect-ratio: 16 / 7; }
}

@media (max-width: 920px) {
    .desktop-nav,
    .desktop-call { display: none; }
    .menu-toggle { display: flex; }
    .mobile-nav.is-open { display: block; }
    .mockup-grid { grid-template-columns: 1fr; }
    .metric-strip,
    .three-cols { grid-template-columns: repeat(2, 1fr); }
    .reassurance-grid { grid-template-columns: repeat(2, 1fr); }
    .hero { padding: 60px 0 52px; }
}

@media (max-width: 720px) {
    .section { padding: 64px 0; }
    .container { width: min(var(--container), 100% - 28px); }
    .form-grid,
    .four-cols,
    .five-cols,
    .zone-wrap .cards,
    .region-hubs { grid-template-columns: 1fr; }
    .hero-panel,
    .form-shell,
    .steps-card,
    .info-card,
    .cta-banner,
    .success-card,
    .legal-card { padding: 20px; }
    .hero-actions,
    .form-actions,
    .cta-actions,
    .success-actions { flex-direction: column; align-items: stretch; }
    .btn-tp, .btn-ghost { width: 100%; }
    .header-inner { min-height: 64px; }
    .family-block { padding: 20px; }
    .family-block .btn-tp { width: 100%; justify-content: center; }
    .footer-grid { text-align: center; }
    .site-footer ul { justify-items: center; }
}

@media (max-width: 540px) {
    .metric-strip,
    .three-cols { grid-template-columns: 1fr; }
    .reassurance-grid { grid-template-columns: 1fr; }
    .hero-copy h1 { font-size: 1.85rem; }
    .pills-strip { gap: 6px; }
    .pill { font-size: 0.72rem; padding: 5px 10px; }
}

/* Fix overflow mobile (<=460px) : le CTA d'en-tete "Deposer un dossier",
   deja repris dans le menu mobile, est masque pour supprimer le depassement
   horizontal du header a ces largeurs ; le bouton menu reste accessible. */
@media (max-width: 460px) {
    .header-actions .btn-tp { display: none; }
}